Office Hours
9:00 AM - 5:00 PM
Our Location
Lorem Ipsum, XX, 2345
Call Us Now
xxx-xxx-xxxx
We ensure the quality
About Us
How Our Story Started
We ensure the quality
We began with a simple goal — to make mortgages and protection easier, clearer, and more accessible for everyone. What started as a small advisory service has grown into a trusted partner for families, homeowners, and investors across the UK.
25+ Years
Trusted Guidance Through Every Financial Step
For over two decades, we’ve been helping families and homeowners make informed decisions about their mortgages and protection needs. From securing the right home loan to safeguarding what matters most, our experience ensures you receive reliable, personalised support every step of the way.
Your Adviser
Hello, I'm Daniel
I help people make confident mortgage and protection decisions without the stress and confusion. My approach is simple: listen properly, explain your options clearly, and keep everything moving with proactive updates so you are never left wondering what is happening. Whether you are buying, remortgaging, moving home, or putting protection in place, I will guide you from first enquiry to completion with straightforward advice, no jargon, and a service that feels personal, professional, and easy.
Frequently Asked Questions
We’re here to make your mortgage and protection journey simple. Below are answers to the most common questions clients ask when getting started.
How much deposit do I need for a mortgage?
Most lenders require at least a 5%–10% deposit, but a larger deposit can help you access better rates and more options.
Can I get a mortgage if I’m self-employed?
Yes. You’ll typically need 2 years of accounts or SA302s, along with evidence of stable income. Some lenders also accept 1 year with strong financials.
What protection insurance do I actually need?
This depends on your circumstances. Many homeowners benefit from a combination of life insurance, income protection, critical illness cover, or home insurance to safeguard their finances.
How long does a mortgage application take?
On average, a mortgage can take 2–6 weeks from application to offer. Times vary depending on the lender, your documents, and property checks.
Can I get a mortgage with bad credit?
Yes—many lenders offer solutions for those with missed payments, defaults, or CCJs. You may need a higher deposit or provide additional documentation.
Do I need protection insurance when taking a mortgage?
It’s not mandatory, but strongly recommended. Protection ensures you and your family can keep the home secure if illness, loss of income, or unexpected events occur.
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