Office Hours
9:00 AM - 5:00 PM
Our Location
Lorem Ipsum, XX, 2345
Call Us Now
xxx-xxx-xxxx
We ensure the quality
Get In Touch With Us
Send A Request
Frequently Asked Questions
We’re here to make your mortgage and protection journey simple. Below are answers to the most common questions clients ask when getting started.
How much deposit do I need for a mortgage?
Most lenders require at least a 5%–10% deposit, but a larger deposit can help you access better rates and more options.
Can I get a mortgage if I’m self-employed?
Yes. You’ll typically need 2 years of accounts or SA302s, along with evidence of stable income. Some lenders also accept 1 year with strong financials.
What protection insurance do I actually need?
This depends on your circumstances. Many homeowners benefit from a combination of life insurance, income protection, critical illness cover, or home insurance to safeguard their finances.
How long does a mortgage application take?
On average, a mortgage can take 2–6 weeks from application to offer. Times vary depending on the lender, your documents, and property checks.
Can I get a mortgage with bad credit?
Yes—many lenders offer solutions for those with missed payments, defaults, or CCJs. You may need a higher deposit or provide additional documentation.
Do I need protection insurance when taking a mortgage?
It’s not mandatory, but strongly recommended. Protection ensures you and your family can keep the home secure if illness, loss of income, or unexpected events occur.
Copyright ©2025 Templates. All Rights Are Reserved.